The Personal Finance Challenge (PFC) invites teachers to engage their students in an academic competition showcasing student’s knowledge of personal finance. This is a fun and competitive way to engage students more fully in their learning while assessing how well they are meeting financial literacy standards.
The competition is open to all middle and high school students who have taken an economics or economics-related course in school. There is no fee to participate.
Student teams of 3 or 4 take a 30-question test during a 2-week online testing period. The top-scoring teams from the online testing round of each division will compete in an exciting, fast-paced, online Quiz Bowl.
2026 Challenge dates coming soon!
Review the rules for the 2025 Personal Finance Challenge.
Review past State Final questions.
This is a qualifying event for the National Personal Finance Challenge. The high school team with the highest combined Personal Finance Case Study presentation score and Personal Finance Challenge online test score will advance to the National High School Personal Finance Challenge.
Prizes for Personal Finance Quiz Bowl Winning Team:
High School
1st place: $500
Middle School
1st place: $500
2025 Winners
Middle School Division
First Place
Team: Unity Financial
School: Orange Grove Middle School
Teacher: Dawn Willman
Second Place – Tie
Team: Maroon Finance
School: Mountain Sky Junior High
Teacher: Lori Glover
Second Place – Tie
Team: Golden Foundation
School: Orange Grove Middle School
Teacher: Dawn Willman
High School Division
First Place
Team: The Intangible Assets
School: Gilbert Classical Academy High
Teacher: Cathleen Gary
Second Place – Tie
Team: The Profit Pioneers
School: Hamilton High School
Teacher: Diane Weaver
Second Place – Tie
Team: Arizona College Prep High School
School: ACP Knights T
Teacher: Anju Sutaria
