The Personal Finance Challenge (PFC) invites teachers to engage their students in an academic competition showcasing student’s knowledge of personal finance. This is a fun and competitive way to engage students more fully in their learning while assessing how well they are meeting financial literacy standards.
The competition is open to all middle and high school students who have taken an economics or economics-related course in school. There is no fee to participate.
Student teams of 3 or 4 take a 30-question test during a 2-week online testing period. The top-scoring teams from the online testing round of each division will compete in an exciting, fast-paced, online Quiz Bowl.
Fall testing dates: November 13th – December 1st, 2023
Spring testing dates: March 18th -29th, 2024
State final will be held on April 19th, 2024 at Mesa Community College.
Review the rules for the 2024 Personal Finance Challenge. (Coming Soon!)
Review past State Final questions.
This is a qualifying event for the National Personal Finance Challenge. The high school team with the highest combined Personal Finance Case Study presentation score and Personal Finance Challenge online test score will advance to the National High School Personal Finance Challenge.
Prizes for Personal Finance Quiz Bowl Winning Team:
High School
1st place: $500
Middle School
1st place: $500
2023 Winners

Middle School Division
First Place
Team: The Blue Panthers
School: Orange Grove Middle School
Teacher: Dawn Willman
Second Place
Team: Emerson Eagles
School: Emerson Elementary School
Teacher: Erin MacFarland

High School Division
First Place
Team: Intangible Assets
School: Hamilton High School
Teacher: Grant Lapinski
Second Place
Team: BTN Financial
School: BASIS Tucson
Teacher: Vince Carotenuto