Melody Cline-Valdes

Melody oversees the 4 branches currently in the Arizona footprint.  Melody brings over 30 years of experience in the banking industry, more specifically in Retail Banking.  Melody leads a team of individuals, who work close with her to provide a high level of customer service.  Melody uses her years of Retail Banking experience to help … Read more

Huacong Chen

Huacong (Hua) is an intellectual property attorney at Booth Udall Fuller, PLC. She mainly works on protection of biotechnology inventions and prosecution of trademarks. Her career path started with a series of discussion on market monopolies and their impact on economic development in her high school AP Economics class (where she was lucky enough to … Read more

William Callahan

Bill Callahan currently serves as President & CEO of Arizona Bank & Trust, an affiliate of Heartland Financial, USA, Inc.  In this role, Bill manages a Bank with total assets in excess of $660 million across 7 branches located in the Valley and will oversee all operational activities of the Bank, including commercial, retail, private … Read more

Mary Bernal

Ms. Bernal received her bachelor’s degree in Agricultural and Managerial Economics from the University of California, Davis, and masters degree from Arizona State University’s Executive MBA Program. Her professional experience includes 15 years in commercial lending with various banks in Tucson, Yuma, and Phoenix. She presently serves on the boards of the Brown Foundations, the … Read more

Natalie Beck

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With over 25 years of experience in marketing and communications within the financial services industry, Natalie’s career commenced at Chase Bank, followed by First National Bank of Arizona, and most recently at National Bank of Arizona, where she honed her skills and passion for strategic communications and marketing. She currently serves as the Communications Manager … Read more

Maria Baier

Maria Baier was born and raised in Phoenix and has lived here most of her life.  She comes from a small business background and now owns and runs, along with her brother, a business her family started in 1977.  She has served as the press secretary for the State Attorney General, a senior policy advisor … Read more

Kris Anest

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Kris Anest has been in the brokerage business since February 1987.  She started her career with Fidelity Investments working in Salt Lake City, Utah and Boston, Massachusetts.  She has been with Charles Schwab since December 1995 with a break in service from 2001 to 2007. During her break in service, she taught World History, Economics … Read more