Personal Finance Challenge

The Personal Finance Challenge (PFC) invites teachers to engage their students in an academic competition showcasing student’s knowledge of personal finance. This is a fun and competitive way to engage students more fully in their learning while assessing how well they are meeting financial literacy standards. 

The competition is open to all middle and high school students who have taken an economics or economics-related course in school. There is no fee to participate.

Student teams of 3 or 4 take a 30-question test during a 2-week online testing period.  The top-scoring teams from the online testing round of each division will compete in an exciting, fast-paced, online Quiz Bowl.

Registration for the 2025 Personal Finance Challenge is now open!

  • Fall Online Testing Dates: November 18, 2024 – December 6, 2024
  • Spring Online Testing Dates: March 17, 2025 – April 4, 2025
  • State Final Competition: April 11th, 2025 at Mesa Community College, Red Mountain Campus

Review the rules for the 2025 Personal Finance Challenge.

Review past State Final questions.

This is a qualifying event for the National Personal Finance Challenge. The high school team with the highest combined Personal Finance Case Study presentation score and Personal Finance Challenge online test score will advance to the National High School Personal Finance Challenge.

Prizes for Personal Finance Quiz Bowl Winning Team:

High School
1st place: $500

Middle School
1st place: $500

2024 Winners

Middle School Division

First Place
Team: Desert Money Management
School: Orange Grove Middle School
Teacher: Dawn Willman

Second Place
Team: The Veblen Vibes
School: BASIS Mesa
Teacher: Greg Thorson

High School Division

First Place
Team: ACPHS – S 
School: Arizona College Prep High School
Teacher: Anju Sutaria 

Second Place
Team: Team 3
School: Hamilton High School 
Teacher: Grant Lapinski

Get in Touch

Contact ACEE for more information.